Insurance companies may offer quick settlements after a car accident, but accepting the first offer isn't always the best choice. In Citrus Heights, many initial offers fail to account for the full scope of injuries, future medical treatment, lost income, or pain and suffering. Before accepting any settlement, review the offer with a lawyer. They can evaluate whether it covers all damages and whether liability has been fairly assigned. Once you accept a settlement, you typically waive the right to pursue further compensation—even if new issues arise later. Insurance adjusters often pressure victims to settle quickly, hoping to close the case before all medical costs are known. A lawyer can gather medical records, estimate future expenses, and negotiate a better result. If you reject the offer, your attorney can issue a counter-demand backed by evidence. Negotiations may continue, or your case may move toward mediation or litigation. Always remember that your first instinct shouldn’t be to accept. Get legal guidance and compare the offer to your actual damages. An experienced Citrus Heights car accident lawyer will help you make the right call.